Each year in the US, more than $12 million in property loss is caused by falling trees. Typically, trees fall due to severe weather including snowstorms, hurricanes, flooding, and hailstorms.
While there is not much that you can do to control Mother Nature, there are some things that you can do if this devastating scenario happens to your home:
- Make sure that you’re insured. Take a look at your homeowner’s insurance policy and make sure there is coverage for damage caused by a falling tree. Not only should this include coverage for any structural damage such as broken windows, holes in the roof, etc. But, also for any water damage that might happen due to rain coming into your home through an opening that the fallen tree has caused. Typically, the insurance company will offer 24-hour service that includes emergency assistance for putting a tarp on the roof, etc.
- Store your valuables. While it is a good idea to keep your valuables protected inside of your home for many reasons, natural disasters and house fires are two of the main reasons. If a tree were to fall on your home and the weather was allowed in, having your valuables locked away in your at-home safe will keep them protected from water and wind damage. If you have a multi-level home, keep the safe on the very lowest level.
- Know your trees. Most often, trees fall on homes because of snowstorms, floods, and high winds. If you have trees around your property that are sick or frail, have them removed so they aren’t vulnerable to the severe weather patterns. Have your landscaper or an arborist look at your trees and give feedback on any of them that might not withstand a heavy storm.
- Call for help. If you are in your home and a tree falls, take everyone who is home to a safe part of the house away from where the tree has fallen. The garage or a basement are much safe than the attic or an upstairs bedroom. If anyone has been injured, call for medical help.
- Power lines. If the tree has brought down a power line, do not touch the power line and do not let anyone in your home go near it. If you have pets, make sure to keep them away from the downed power line.
A fallen tree can be a devastating situation. The number one priority is for you and your family to get somewhere that is safe. Then, work with your insurance company to make a plan for rep
